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The Michael Jackson estate is tired of waiting for Lloyd's of ロンドン to pay out on the $17.5 million "This Is it" insurance policy -- so they're going after Lloyd's in court ... demanding they pay up, stat.

Lloyd's of ロンドン originally issued the policy to cover potential losses for MJ's 2009 "This Is It" concerts -- but earlier this year, the company asked an L.A. court to declare the policy null and void ... claiming MJ lied about his medical history and drug addiction.

Lloyd's insists the policy "was restricted to losses resulting from accident only" -- pointing out Michael's official cause of death was "homicide."

But the estate is now on the offensive -- filing a cross-complaint, claiming MJ never intended to die, whether によって homicide または not, so his death still qualifies as an accident.

But the estate isn't just settling for the original $17.5 million -- they also want punitive damages. FYI, suing for punitive damages often scares the crap out of insurance companies.

Originally 投稿されました May 29th 2010 1:00 AM PDT によって TMZ Staff
TMZ has learned Dr. Conrad Murray will visit Michael Jackson on または around the first anniversary of the singer's death.



Sources connected with the doctor tell us Murray is torn up によって Jackson's death and the anniversary is an important milestone.

And we've learned Dr. Murray has visited the Forest Lawn mausoleum where Jackson is entombed a number of times. "He goes there a lot," we're told. Murray avoids attention によって going either early in the morning または during off-hours.